The commute to work. School drop off. Cruise along the beachfront. Or just trying to get bub to go to sleep!
Nearly all of us do it. According to stats, almost every household in Australia owns at least one car and, on average, almost two cars each.
But what happens when something goes wrong? When you’re driving along, merrily on your way, and you’re involved in an accident. At Revolution Law we’ve seen them caused by all sorts – the hoon, the tailgater, the mobile phone user, drivers not paying attention, tiredness, alcohol or, more than likely, the wannabe Formula One driver.
Hopefully, you won’t be involved in a car accident but, in the unfortunate event that you are, it’s easy to panic and not know what to do. Hopefully, the following list put together by us at Revolution Law should help you: –
- BE SAFE – apply the handbrake, turn off the engine and apply your hazard lights.
- If emergency services are needed dial 000.
- Only exit your car if it is safe to do so or if it would be unsafe to stay inside.
- Once you have established that everybody else involved is safe and does not require urgent medical attention, you will need to obtain certain information including:-
- The other driver’s details – try to get their full name, drivers licence number, address, phone number and e-mail address.
- If the driver does not own the car, get the details of the car owner.
- Insurance details – ask the other driver for details of both their CTP and Comprehensive insurer together with the policy numbers.
- Details of the other car – including registration, make, model and colour. If it is safe to do so, take photographs of the other car, preferably before it is moved.
- Witnesses – if there are any witnesses, ask if they would be willing to provide their name, address, contact number and e-mail address.
- Location – find out the name of the street and anything that may identify exactly on the street where the incident happened such as the location of road signs, house numbers, shops. Again, if safe, take photographs showing where the vehicles came to stop.
- Other details – record the date and exact time the event happened.
- If your car is undrivable, give your insurer a call and see if they can arrange a tow.
- In any event, as soon as possible, give your insurer a call to report the damage so that they can help get your car repaired as soon as possible.
It’s also important to bear in mind that, if you suffer an injury and/or you are absent from work as a consequence, you may be entitled to claim on your TPD or Income Protection policy. We understand that these policies can also be a minefield so please give us a call at Revolution Law and one of our Solicitor’s will be more than happy to have a no-obligation, no-cost chat with you on the phone and let you know what you may be entitled to.